Christian Health Insurance Coverage
Christian health insurance coverage is increasingly in demand for Christian individuals with no other means to receive insurance. Rising costs of medical care have created a major need for health care assistance. For a follower of Christ, without a job and in need of help, Christian health insurances coverage can provide the best options. This is a very popular alternative with some strict guidelines that must be followed for approval and continued coverage.
Membership in a medical care plan of this kind is strictly limited to evangelical Christians certified as regular churchgoers by their pastors. The Christian health insurances coverage caters to people opposed to paying for the high-risk, sinful lifestyles of the average American citizen. Tobacco use, excessive drinking, homosexuality and extramarital sex are strictly forbidden when applying for and carrying Christian health insurance coverage. Anyone caught violating these specific exclusions can be dropped from their plan. These services do not pay for abortion or treatment of sexually transmitted diseases that were not contracted by being innocently overwhelmed and overpowered. Rules may differ from one company to the next, but most do not cover preexisting conditions, as well as treatment related to cancer recurrence, serious heart disease, obesity, psychiatric disorders, or vision problems.
This type of program is provided by companies who are neither medical care providers nor insurance carriers. Christian health insurance coverage is an alternative designed by companies who offer the opportunity for Christians to receive care without the high costs that are caused by lifestyles not accepted by the church. Some individuals may see this as a reward to living a Godly and moral lifestyle. Christian health insurances coverage is considered a not-for-profit ministry, and it encourages stewardship.
Plans of this nature are designed for the self-employed, unemployed, pastors, those employed with no benefits, or a Christian priced out of health care. The claim of Christian health insurance coverage is a bill-sharing cooperative that will provide nearly all coverage of claims after paying a minimal deductible. The monthly cost is very competitive with the cost of normal insurance, sometimes equaling about one-half of the normal cost. The strength of tens of thousands of Christians has made Christian health insurances coverage very affordable and it also provides a communications network that brings emotional support to those who file claims. The example of the Early Church in Acts is a primary reason that this service has become an acceptable means of insurance. "all that believed were together and had all things common; ... and they, continuing daily in one accord in the temple, and breaking bread from house to house, did...with singleness of heart." (Acts 2:44-46)