Used SUVs

1. Buying a used SUV should be considered a good financial decision.

As with any purchase, when consumers are buying used vehicles, determining the amount of money to spend is an important part of purchasing. They may not be affordable in every situation. Before making a purchase of a pre-owned vehicle, consumers should decide upon a monthly budget and consider the automobiles that will fit into that budget.

2. A consumer should budget 40 percent of their monthly income to purchase a used SUV.

When buying used vehicles, a consumer needs to understand that buying a used SUV involves more than a down payment and monthly payments. A budget should include licensing, registration and other hidden costs. A good rule of thumb for determining monthly payments is 20 percent of monthly net income.

3. Buyers should determine why used vehicles are the right car for budgets.

Before buying a used SUV, a buyer should make a list of what the automobile would be used for. The length of the commute, the size and amount of cargo, and amount of passengers should be calculated before determining that a specific brand, make, and model is suitable for the family. Making a list of needs will help in choosing the right car for personal, family, or business needs.

4. A used SUV should be thoroughly examined before it is purchased.

When purchasing used vehicles from a dealer, friend, family member, or co-worker, the automobile should be examined using an inspection checklist. Always test-drive on various road conditions. Another good idea when purchasing a car, is to ask the dealership or owner for a maintenance record. A mechanic should also always inspect the automobile before a purchase price is agreed upon. Taking the time to inspect before purchasing can save time, money, and stress for the consumer.

5. God is not concerned with our automobile purchases.

Philippians 4:6 - Be careful for nothing; but in every thing by prayer and supplication with thanksgiving let your requests be made known unto God.

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