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The cost of business general liability insurance premiums will need to be at the top of the list in every company's priorities for its yearly budget expenses. Americans apparently have some special nose for smelling out insurance liability money just ripe for the taking, so at the least little hint of negligence or error the lawyer will be called and the litigation dance will begin. Literally hundreds of millions of dollars are paid out each year in settlements that never reach the trial stage, making liability coverage a necessity for the business owner and an ever increasing burden on the various carriers.
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