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A judgment collection agency is the entity tasked with recovering court ordered payment from debtors who have defaulted and/or abandoned financial obligatory responsibilities. Before full legal action is taken by creditors, bill collectors are often employed using fair (as defined by the federal Fair Collections Practice Act) practices to try and collect the outstanding debt. This may or not be successful, but when it is not, creditors may choose to pursue as much of the debt as possible through legal means.
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