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Unfortunately, bad debt collection cannot always be avoided but there are plans and services that can help to prevent against such an event. Thousands of people find themselves in tough financial situations with seemingly now way out, which are made worse by collectors who try to force debtors into payment by harassment or threats. Hope is hard to retain in tough times, however, those who find themselves in seemingly hopeless situations can hold onto the fact that there are services and laws to assist in any way possible, as the Psalmist states, "Thou shalt guide me with thy counsel" (Psalm 73:24).
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