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Credit problems may not be the fault of the individual. It is possible that the credit bureaus have recorded a mistake on a personal credit report. By getting a free copy of a report and fixing any problems, a personal rating can begin to instantly improve. Sometimes, having the same name as another person can cause serious mistakes with a report because of a simple clerical error. Transposing phone numbers or social security numbers can also be to blame for these errors that can damage the financial record of an individual if the matter is not resolved. |