Consumer Fraud Lawyers
An army of consumer protection attorneys stood in front of the bank of microphones ready to give the latest information about a court proceeding to the pool of hungry reporters who were anxious to be able to learn anything about the latest government crackdown on predatory mortgage lenders. Many of these barristers were fairly young in age, and one could see the fire in the belly come out in the piercing looks they gave to the reporters. These modern day legal warriors were on the hunt for those vultures who had sold mortgages to unsuspecting people and perhaps ill informed buyers that not only went up in interest rates more than once a year, but in drastic steps each time. Now many households across the country were being forced into foreclosure, some families are even ending up on the streets with no other place to go, and these barristers were filled with a sort of righteous indignation at the scavengers who had no thought for the people of whom they took advantage. These consumer fraud lawyers are part of a brotherhood of legal practitioners bent on stemming the tide of false advertising, misleading claims, and outright thievery that unscrupulous individuals and companies foist on the American citizenry each and every day.
In most cases the terms consumer protection attorneys or consumer fraud lawyers are used interchangeably, and in many cases, these are some of the legal practitioners across the country that really do defend the little guy, sometime even the powerless. There will be barristers who will take a singular case, often in an area of expertise for the attorney. These barristers may be called medical malpractice, brain injury, traffic injury or sports injury law practitioners. And while consumer protection attorneys will also represent individuals for certain needs, this specialized barrister may often represent dozens or hundreds or thousands of clients in what is known as a class action suit. On behalf of many allegedly fraud targeted consumers, these specialized law practitioners will seek very large damages for an entire class of individuals who have been harmed by a particular product or service. It is true that in class action suits, a consumer may receive as little as a dollar or perhaps thousands of dollars in recompense. But the idea in a class action suit is to put a healthy scare into manufacturers or providers of fraudulent or defective services and products and exact a pound of fiscal flesh for punishment.
Consider some of the subjects in which consumer fraud lawyers have had experience. For example the lemon laws regarding poorly manufactured automobiles, consumer protection by amoral bill collectors, home repair contractors that have ripped off thousands of trusting customers, auto lease frauds, fictitious fees foisted on bank customers, prescription drug protection and many other issues that Americans face every day. Buying a pair of pliers that fall apart on first use is not considered consumer fraud, and neither is a new car a certified lemon, even if the vehicle has four things wrong with it the day a person drives the auto off the dealer's lot. But in many cases, perhaps it is the lemon law of each state that is the most tested by consumer protection lawyers. And while each state has its own definition of an auto that is a lemon, there are some basic prerequisites that have to happen in the repair process before a car is labeled with that tangy title.
In many states, if an auto has been in the repair shop more than three times for the same repair, not on a dome light but a safety issue, or has been in the garage for more than thirty days for the same repair, and the dealer or garage fails to fix the problem, it might be time to call one the many consumer fraud attorneys in the area. Some states require four visits to a garage, some require only one if the condition is a life threatening concern if not repaired. Most states only cover new automobiles, while a few do not stipulate that the car has to be new, but in every state, the repairs do not have to last forever. The average warranty that state lemon laws provide is about 14 months and twelve thousand miles, whichever comes first. So it would not be a surprise that in some cases, the cost of owning such a needy vehicle might overshadow the cost of one of the consumer protection lawyers in the area where the reader resides.In fact, in many states, a consumer's cost for hire such an attorney will be covered by the manufacturer of the new car, if found to be liable, and if the case does not go in the consumer's favor, the attorney of record will pay the court costs.
"For whosoever shall do the will of God, the same is my brother, and my sister and mother." (Mark 3:35) Refusal of a merchandise provider to make good faith repairs or an exchange for another item of the same kind and quality may mean the time has come to call on the one of the consumer fraud lawyers nearby. If a bank or other service provider adds monthly fees to an account and won't explain the reason for the charges, it may mean the time has come to call one of those ferocious consumer protection attorneys with fire in the belly. If payment was made to have a bathroom remodeled and now there is only a hole in the floor where the toilet was and the contractor has skipped town, it may be time to, well, you know.
Lemon Law AttorneyA used car lemon law refers to the laws that have been put into place to protect consumers if they purchase a vehicle that fails to meet performance standards. The word 'lemon' has long been associated with any vehicle that, after purchased, proves to be less than satisfactory. This occurs most often when a dealer takes advantage of the customer or when one simply does not have enough information before making the decision to buy. Every state has a different variation on lemon laws, and not every state refers to them with the same terminology. However, the term is a common one used amongst those who are swindled. Steps have been taken to ensure that consumers are reimbursed for any financial losses sustained, even if it means occasionally exceeding any warranties set in place at the time of purchase.
Each state does have their own variation on used car lemon law but in general there are aspects that apply to all. For example, there are particular stipulations regarding whether or not someone is qualified to receive the benefits of the protective laws. If one purchases a used vehicle, 'as is' then they forgo any and all rights which could have been covered under the laws. Those who are qualified are those who have purchased a vehicle despite the absence of a warranty from the manufacturer. Consumers can also fall under protection if they have made a purchase on a used vehicle that is later found to have been stolen or rebuilt, suffered any previous damage in an accident that the seller failed to mention, any vehicle on which the odometer has been purposely rolled back, and any used car that has suffered previous damage as the result of any involvement with flooding. Those who desire specific information regarding a used car lemon law should inquire into the laws of the state of residence and inquire into assistance from a lemon law attorney. There are states that offer similar laws that apply to new vehicles as well.
People who have unfortunately found themselves in the situation of buying a used vehicle, only to find that they did not get their money's worth should not despair because there are options available to them. For such situations one can hire a lemon law attorney who is specially trained to know the ins and outs of the written law in order to make certain that clients either get what was paid for, or suffer as little as possible by way of financial upsets which could result. Attorneys who specialize in such cases help to protect clients in accordance with the laws put in place by the state of residence. Consumers should be aware that such laws apply to not only used vehicles, but nearly all modes of transportation including motor homes, motorcycles, motorboats, and even select household appliances such as personal computers. A lemon law attorney will be able to guide clients into wise decisions by way of the correct actions to take against those who have wronged them.
The first used car lemon law that was passed was the Federal Magnuson Moss Warranty Act. This act set in place the law that any consumer who buys a used vehicle which includes a warranty would be entitled to any and all repairs which should be paid for but the dealer, within a reasonable amount of time. If the repairs are unsuccessful or if too much time elapses, then the customer could be subject to a refund of what was paid for the vehicle. This federal lemon law applies in all states and can even ensure that any and all attorney fees are covered as well. For those who desire to know what safeguards apply to them and have access to the Internet, can easily find all the information they require in a very short time. There are many websites which clearly define all the stipulations and variations on the laws and how laws differ from state to state.
There are many firms nationwide that offer a customer who has been wronged the services of an experienced lemon law attorney. They are specifically trained to solve the problem and find a resolution in the most efficient way possible. Each case has the potential of being unique depending on the people involved, and is treated in accordance to the needs of the client, and target the specific ways in which the consumer has be wronged. Attorneys have the job of making certain that consumer protection laws are enacted. The Scripture says," And thou shalt teach them ordinances and laws" (Exodus 18:20). There are many times when a person is simply not aware of the rights and benefits entitled to them when acts of fraudulence are enacted upon them.
Those who make the decision to purchase a car or vehicle would be wise to do as much research as possible into the make and model of the car they are interested in, and gain insight into the prices offered by at least several different dealers before deciding to put any money down. The best method of protection is most often foresight. However, for people who might unfortunately end up buying a lemon can rest assured that no irrevocable loss has been suffered. In the end dishonest dealers will realize that occasionally lemons do not make the tastiest lemonade, and suffer with the consequences of any and all less than honest actions.