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Long term care insurance costs can be very expensive and when considering an insurance plan for future health needs, consumers can become confused and discouraged. However, spending the money for potential health needs may be money well spent, especially in case of a chronic health problem, or if a loved one is at an age of seriously considering his or her future health needs. Long term health care policies pay the expenses associated with staying at a nursing home or other extended-stay facility and can cover many aspects of lasting illnesses including custodial care.
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